Discover the convenience of fast, easy, and secure online payments with Myanmar's leading mobile financial service, WavePay. As a mobile wallet application by WaveMoney, WavePay integrates you into the digital payment ecosystem, supported by the largest network of approximately 60,000 agents and over 200,000 merchants. WavePay is your one-stop solution for all your payment needs:
- Send money effortlessly to family and friends using just their mobile number, even if they're not on the WavePay app.
- Make instant payments at grocery stores, medical shops, electronic shops, and restaurants by simply scanning a QR code.
- Top up or buy packs for your mobile or those of your loved ones.
- Easily pay various bills including internet, solar, insurance, and microfinance loans.
- Link your bank or MPU cards to seamlessly transfer funds in and out of your wallet.
WavePay ensures your transactions are safe and secure:
- Protected by the "One Wallet, One Device" (1W1D) feature, which restricts access to your account to only one device at a time, enhancing the security of your WavePay account.
- Set a mandatory 4-digit PIN for account creation and to authorize all transactions.
- For added security when transferring money to non-WavePay users, a 6-digit secret code is required. The recipient can collect the money at the nearest WaveMoney agent shop using the transaction ID and the secret code.
Enjoy easy cash-in and cash-out services:
- Conveniently add or withdraw cash at over 60,000 Wave agent shops across the country.
- Link your bank accounts from partner banks or any e-commerce enabled MPU cards for easy fund transfers.
WavePay makes airtime top-ups and bill payments a breeze:
- Top up or buy packs for your mobile and stay connected with loved ones across various operators like ATOM, MPT, and Ooredoo.
- Pay internet bills to over 30 providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, and Myanmar APN.
- Settle loan repayments with more than 40 partners such as Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga, Advans, Alliance, and VisionFund.
- Make insurance payments to Prudential, Manulife, Capital Taiyo, Young Insurance, and KBZ MS General Insurance.
- Pay solar bills to providers like OV Solar, Solar Home, and Sun King Solar.
- Settle healthcare and telehealth service payments at PunHlaing Hospitals, MyanCare, myDoctor, Health4U, and T-Fitness.
Experience fast and reliable payments at online stores:
- Shop online at Shop.com.mm, OwayFresh, and other trusted partners, and pay instantly with WavePay, eliminating the need for cash on delivery.
- Order food or groceries on FoodPanda and pay seamlessly using the WavePay app.
Simplify your travel plans:
- Book domestic or international, one-way or round-trip flight tickets on FlyMya, AirKBZ, etc., and pay using your WavePay wallet.
- Purchase online bus tickets from MMBus Ticket, Oway, AungSan, AungMinGalar, and Mandalay Gate, with real-time updates on seat availability.
- Reserve hotels before your trip at Memories Hotel, Memories Travel, Balloons Over Myanmar, and others.
- Make hassle-free payments for groceries, medicines, electronics, and clothing by scanning Wave QR at over 200,000 merchants.
For assistance, the WaveMoney Call Centre is available daily from 8 AM to 10 PM. Call 900 from ATOM numbers (free) or 097900090000 for other operator numbers. To become a business partner or agent, email us at [email protected] or contact our call center.









