웰컴디지털뱅크(웰컴저축은행)

Welcome Savings Bank: Your Digital Banking Solution

Welcome Savings Bank is the #1 digital banking savings bank in Korea, leading in app downloads and user numbers (based on App Annie data as of December 31, 2023). We offer a comprehensive suite of financial services, designed for ease of use and maximum convenience.

Earn More with Our Innovative Savings Options:

• Well-Bang Walking Savings: Earn interest (up to 10% APR) simply by walking! Interest rates are tiered based on your step count within the subscription period.
• WELCOME First Transaction Savings: New customers enjoy a preferential interest rate (up to 7% APR) for 30 days on their first deposit.

Smart Financial Management Tools:

• Welcome My Data: Manage your assets and liabilities effectively. We help you identify potential transfer loan opportunities and participate in interest reduction programs (estimated savings of KRW 8,334.98 million as of March 14, 2024). Monitor your credit health with our "credit weather" feature.

Effortless Account Opening:

Open an account anytime, anywhere, 24/7, with simple authentication (pattern, fingerprint, or 6-digit code). No public certificate is required. We offer specialized accounts tailored to payers, office workers, and business owners, with exclusive benefits.

Exclusive Well-Bang Lounge Rewards:

Enjoy unique perks available only to Well-Bang customers:

• Well-Bang Walking: Earn daily and monthly rewards for walking (up to 100 KRW/day, 3,000 KRW/month for loan customers; up to 40 KRW/day, 1,240 KRW/month for receiving customers).
• Well-Bang Lotto & Odd or Even: Participate in weekly games for a chance to win prizes.

Convenient Financial Services:

• Intuitive Transfers: Easily transfer funds between accounts with a simple drag-and-drop interface.
• Comprehensive Overview: View your total assets, account details, and savings goals on a single dashboard.
• Car Price Check: Quickly check car prices using only the license plate number.
• Automatic Payments: Automate utility bill and other recurring payments.
• Free Credit Management: Access your credit score without impacting your credit rating.

Robust Security Measures:

We utilize advanced security features, including PC designation, 2-channel authentication, and one-time authentication numbers, in line with Financial Supervisory Service guidelines to protect against electronic financial fraud.

Product Details:

Detailed information on our Well-Bang Working Savings and WELCOME First Transaction Savings plans, including interest rates, terms, and conditions, is available within the app and on our website. Interest rates are subject to change.

Customer Service:

Contact our customer center for assistance:

• Loan inquiries: 1661-0001 (Weekdays 8:30 AM - 6:00 PM)
• Deposits/Withdrawals: 1661-9400 (Weekdays 9:00 AM - 6:00 PM)
• General inquiries: 1661-9300 (Weekdays 9:00 AM - 6:00 PM)
• Financial fraud reporting: 02-397-8600/8800

App Permissions:

Information on required and optional app permissions is detailed within the app.

Company Information:

Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim Business registration number: 120-87-93876

Version 3.4.9 Update (October 22, 2024):

This update includes app performance improvements and stability enhancements.

Screenshot